Blog
Practical guides on tracking money in India.
The 10-minute weekly money check-in that keeps your budget on track
You do not need a monthly money audit. A short weekly check-in catches overspending early. Here is a simple 10-minute routine you can start this Sunday.
11 October 2026 · 5 min read
ComparisonManual vs automatic expense tracking: which one should you choose?
Automatic apps read your SMS or bank. Manual apps ask you to type. Here is an honest comparison of both, and who each one is right for.
11 October 2026 · 6 min read
How-toHow to add a website to your home screen on iPhone and Android
Turn any web app into an icon on your phone, with no app store and no download. Step-by-step for Safari on iPhone and Chrome on Android, plus what to do if it won't work.
11 October 2026 · 5 min read
PrivacyDoes an expense tracker need your bank login or SMS access? (No.)
Many money apps ask for your bank details or permission to read your SMS. Here is what that really means, what the risks are, and how to track expenses safely.
11 October 2026 · 6 min read
BudgetingA simple monthly budget for students and first salaries in India
Budgeting does not need a spreadsheet or a finance degree. Here is a simple, realistic way to plan your month, whether it is pocket money or your first salary.
11 October 2026 · 7 min read
Sharing costsHow to split bills with roommates and friends without the awkward maths
Rent, wifi, groceries, a group dinner. Here is a simple way to share costs fairly in India and settle up without anyone keeping a mental scoreboard.
11 October 2026 · 6 min read
UdhaarHow to keep track of udhaar: a simple system for money you lend and borrow
Forgetting who owes whom is how friendships get awkward. Here is a simple, no-drama way to track udhaar with friends, family and roommates.
11 October 2026 · 6 min read
UPIHow to track your UPI spending when you use GPay, PhonePe and Paytm
UPI makes paying effortless and tracking painful. Here is how to see all your UPI spending in one place, without a bank login.
11 October 2026 · 6 min read
SavingDeath by a thousand cuts: how chai, autos and snacks quietly eat your month
It is rarely the big purchase that empties your wallet. It is the small, daily ones. Here is how to spot them and decide which ones are worth it.
11 October 2026 · 5 min read